Real estate and lending, built around your next move.
Whether you’re buying your first home, selling, refinancing, or trying to figure out what makes the most sense, I’ll help you take a step back, understand the full picture, and build a game plan that actually fits you.
- Real Estate Agent
- Mortgage Loan Officer
- 10 Years in Real Estate
- NMLS #2640511
- English & Spanish
One advisor. Two sides of the transaction. A clearer path forward.
Most people have a real estate agent on one side and a lender on the other. Sometimes that works. Sometimes things get missed. I bring both perspectives together so you can make smarter decisions from the beginning.
Real Estate Strategy
From the first showing to the offer to the keys in your hand, you've got me in your corner — helping you read the market, negotiate hard where it counts, and never make a move out of pressure.
Mortgage Clarity
Financing shouldn't feel like a black box. I'll walk you through your options, payments, credits, buy-downs, and timing in plain English — and tell you the next actionable item at every step.
Client-First Guidance
My motive is simple: make sure the game plan is actually right for you. Move now, wait, refinance, or take baby steps until the timing's right — either way, I've got you.
Guidance for wherever you are in the move.
First home, refinance, investment property — whatever the move is, it starts the same way with me: a real conversation, then a plan that actually fits you.
Buying should feel clear, not chaotic.
Before we start running all over town, we'll get clear on the numbers, the market, your comfort zone, and the kind of home that actually makes sense. No pressure. No guessing. Just a plan.
Your buying game plan
- Clarify the numbers and your comfort zone
- Get pre-approved with a real strategy
- Shortlist neighborhoods that actually fit
- Tour with intention, not pressure
- Write offers that compete — and protect you
Selling well starts before the sign goes in the yard.
We'll look at your home, your timeline, your equity, your next move, and the local market so we can price, prepare, and negotiate with intention.
Your selling game plan
- Understand your equity and likely net proceeds
- Prep that's worth it — skip what isn't
- Price with the local market, not guesswork
- Market your home with intention
- Negotiate to protect your bottom line
Financing guidance from someone who understands the whole deal.
As a mortgage loan officer and real estate agent, I can help you look at the full picture — not just the rate. Payment strategy, seller credits, loan options, cash to close, refinancing, and timing all matter.
What we'll look at together
- Payment comfort, not just the rate
- Cash to close and seller credits
- Loan options explained in plain English
- Buydowns and the right timing
- A pre-approval strategy that holds up
Clients who felt seen, not sold to.
If there's one thing I hear over and over, it's this — calm, honest guidance, and someone who'll tell you when not to move. Don't take my word for it, though — hear it straight from the people I've worked with.
Meet Andres.
I've been in real estate since 2016, and after years of helping clients navigate buying and selling, I added mortgage lending as another tool in the tool belt. Not because I wanted to do more transactions — because I wanted my clients to have better guidance, better questions, and a clearer path from the first conversation to the finish line.
Homeownership doesn’t end at the closing table.
So I’m building something I wish every family had: Cleo— a calm companion for the whole journey home. From your first dream, through buying and owning, to preserving your home’s story and passing it down. It’s the game plan, extended for life.
From first dream to family legacy.
My Homeownership Game Plan
- Dreaming
- Preparing
- Mortgage Ready
- SearchingYou are here
- Closing
- Legacy
Real estate in North Texas. Lending across Texas.
I help buyers and sellers across DFW and North Texas — and as a mortgage loan officer, I can help with financing and refinancing anywhere in Texas. In English and Spanish.
Buying & selling · DFW & North Texas
- Dallas
- Fort Worth
- Plano
- Frisco
- McKinney
- Allen
- Arlington
- Irving
- Denton
- Prosper
- Little Elm
- Carrollton
- Richardson
- Garland
- Rockwall
- Mansfield
- & more nearby
Financing & refinancing — available to borrowers across all of Texas.
A few things people ask.
Straight answers, no pressure. If yours isn't here, just reach out — I'm happy to talk it through.
Do I need to be ready to buy right now to talk with you?
Not at all. A lot of the people I work with are months — sometimes a year or more — away from making a move. We'll take a step back, look at where you are, and map out the next actionable items. If the smart play is to wait, I'll tell you that too.
How does working with one person for both real estate and the mortgage actually help me?
Most people have an agent on one side and a lender on the other, and things slip through the cracks between them. Because I sit on both sides, we look at the home and the financing together — payment, credits, timing, and strategy — so your decisions are connected instead of guessed at.
Will it cost me anything to have a conversation?
Nope. A conversation is free, with no obligation and no pressure. My goal is to help you build the right game plan — whether or not that ever turns into a transaction.
Do you only work with first-time buyers?
Not at all. I help first-time buyers, move-up buyers, sellers, homeowners looking at a refinance or HELOC, and investors. Wherever you are in the journey, we'll build the plan around it.
¿Hablas español?
Sí — I work with clients in both English and Spanish, so you and your family can ask every question and feel completely comfortable through the whole thing.
What areas do you serve?
It depends which hat I'm wearing. For real estate — helping you buy or sell — I work across DFW and North Texas: Dallas, Fort Worth, and the surrounding communities. For mortgages and refinancing, I'm licensed to help borrowers anywhere in Texas. Either way, if that's you, let's talk.
Are you going to push me to buy?
That's just not how I work. My only motive is making sure the plan is right for you. Sometimes that's buying now, sometimes it's refinancing, and sometimes it's simply waiting until the timing makes sense.
In the business yourself? Let’s talk shop.
I also bring on real estate agents and loan officers. I’ve made the move on both sides myself — so if you’re weighing your next step, I’ll give you the honest version, no pressure.
Not sure what your next move should be? That's exactly where we can start.
You don't need to have it all figured out. We'll take a step back, look at where you are, and map out the next actionable items together.